Thursday, November 20, 2008

SCPC: New Pension Tables for Pre 1996 Retirees

Dear Friends,
Jai Hind.
In brief, before giving detailed information about pension let me give you summary pertaining to pre-1996 officer pensioners (it assumes full pension was earned and not pre-matured)-

In the above table since the pension of Maj Gen and Lt Gen works out to be less than that of Brig, it has been equated to that of Brig. Table pertains mostly to the pension revision of pre- 1996 pensioners. Those who have retired between 1.1.1996 and 31.12.2005, will get higher pension than those who retired before 1.1.1996. This amount will vary depending on rank and also it would depend on your pension when you retired, which may differ in the same rank also. You have to follow the guide lines that have been followed in calculating the pension of pre- 1996 veterans. Those who retired after 01 Jan 2006 should refer to the letter at webpage, which is very simple to follow. Click the link: Pension Post- 2006

I had requested the following General Officers to help us out regarding the correct interpretation of the final pension letter issued by Ministry of Defence on 11 Nov 08, regarding pre- 1996 pensioners:
Lt Gen GL Bakshi
Maj Gen SC Suri
Maj Gen HK Bajaj
Maj Gen Surjit Singh

All the four above General Officers have very kindly responded. In addition I have also received very useful inputs from Cdr KK Punchhi and Maj Navdeep Singh. On behalf of YOU ALL, “i” thank all the above mentioned officers for helping us in understanding the implications and “ghundis” of all the instructions pertaining the pension orders for pre-1996 pensioners.

I will not be able to clarify any further individual queries on this subject. Doubts if any may kindly be discussed among your respective groups. KINDLY DO NOT ENDORSE COPIES OF YOUR GROUP DISCUSSIONS TO ME. Those of you drawing the disability pension or NPA or other allowances should carry out further calculations yourselves. For calculating your arrears you may kindly make use of the following table of old and new DAs can be used by you:


I still do not have tables pertaining to PBOR pension. As soon as I can obtain these I will forward those for the benefit of our PBOR members. As regards the officers pension, the highlights are given in subsequent paragraphs (for pre-1996 officers):

  • You have to calculate your pension in two ways and the one more beneficial to you will be apply.
  • The first calculation you should do is to multiply your pension as on 1.1.96 by 2.26.
  • The second calculation you should do is using the pay bands given in 6CPC, take the min pay of applicable band and add Grade Pay and MSP of Rs 6,000.00 (MSP applicable upto Brigadiers only); divide the total by 2.
  • Compare the calculations of of above and select the higher pension.
  • The 11.11.08 letter of MoD leaves a major doubt whether MSP is applicable from 1.1.06 or 1.9.08. As per the initial clarification given in 6CPC, the MSP is applicable only from the date of application of 6CPC– that is 1.9.08.

    The pay band table is as under:


    In Service of Indian Military Veterans,
    Brig CS Kamboj VSM (Retd)

    We the Veteran fraternity thank Brig Kamboj for taking great pains in untangling the Pension Tables which in its true Bureaucratic Style has mystified even the die hard mathematicians. Can the government not have a simpler system where even the most uneducated can understand the nuances of entitled pension? Can a widow or a PBOR for that matter really predict, leave alone calculate his/ her full entitlements? The creation of a welfare department in the MOD is a farce with the only aim of perpetuating employment opportunities of babus and reducing the ESM to a non entity!
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